How to Set Up IRCTC eWallet for Faster Tatkal Payment (2026)
Quick answer: IRCTC eWallet is a prepaid wallet inside your IRCTC account. You register once with PAN or Aadhaar, add money (minimum ₹100, maximum balance ₹10,000), and then pay for train tickets with your wallet and a transaction password. There is no bank page, card form or bank OTP at checkout, which is why people use it to pay faster during Tatkal.